Use our reverse mortgage calculator see some of your H.E.C.M. options.

Since the reverse mortgage is based on your age, interest rate, and home value you can see numbers with minimal information. Your income and credit score are not qualifying factors when getting a home equity conversion mortgage. Call or inquire online and one of our specialists will contact you.

“David Viox was great to work with. He was professional above the call of duty and helpful through the entire process. They deserve a 5 star rating.”

-John B. West Chester, OH

“Excellent service and communication and was always there for me. David Viox is an excellent mortgage professional. He gets an A+ in all areas.”

- Barbara D. Lexington, KY

“ My experience with VanDyk Mortgage was very good. We were very pleased with David’s help. He went out of his way to help us and was very patient when answering all of our questions.”

- Donald G. Greendale, IN

“Working with Rob Young at VanDyk mortgage was like a dream come true. I felt like he did the impossible for me. This was the first time I bought a house all on my own and I was afraid. I didn’t feel comfortable with the thought of the complicated process. It put me at ease when Rob came to my home when I applied for the loan because I didn’t know where his office was located. Both Rob and his teammate Kristine made me feel as if I was not alone. They were always available to me, every step of the way, from finding my paperwork, to understanding the loan process, making my money work for me and finally closing my loan. VanDyk gave me door to door service. Rob helped me turn a potentially challenging situation into a dream come true. And now, I am a homeowner! Thank you so much for your help. You are the BEST!

-Diane Z. Newtown, OH

“David Viox provided me with exceptional service from our first meeting when he told me I qualified for a mortgage, to my closing David is courteous, efficient and provided me with excellent overall service. VanDyk has good rates.”
“I would recommend them to a friend.”

-Amy C. Indiana


Do you own your home free and clear? Or, is your mortgage almost paid off and you have a lot of equity built into your home? If you are 62 years of age or older and the answer is yes to any of these questions, you may be the perfect candidate for a HECM refinance loan.

This loan is for borrowers who want to stay in their own home but could use tax-free cash to improve their current lifestyle.

Use Your Money However You Wish

Why? The money you can get from a HECM Refi. loan can be used however you wish. After you pay off any mandatory obligations you owe you could use your money to:

Or, you can design your HECM Refinance loan to take advantage of a combination of 3 of these options. Ask David how he can design a refi- loan crafted specifically for you and your lending needs.

Equal Housing Lender